I recently moved from one city to another. I needed to keep my insurance on the dwelling I was moving from but insure the contents I was moving to.
My Germania agent in Spring told me he could not write the insurance because I would no longer be in his Germania Chapter. A Rockdale agent agrred to do this for me but that I needed to move my mebership to his Chapter. I did so and got a new policy and cancellation of the old policy. When the Insurance agent's wife wrote the policy she explained that Germania was no longer writting policies on vacant properties.
I had a very big surprise when I found out that they had cancelled my policy opn the vacant home because they do not insure vacant dwellings. I was told that they explained that to me. Why would I have cancelled my coverage and moved it? Why wouldn't I have gone to another company where I would have had one policy for both vacant home and contents?
Germania said that I got a cancellation notice.
This was true but I was under the understanding that I cancelled the old policy in the old Chapter and was writting an umbrella policy in the new Chapter. I have had Germania Insurance for almost 30 years but not any longer!