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I recently moved from one city to another.I needed to keep my insurance on the dwelling I was moving from but insure the contents I was moving to.

My Germania agent in Spring told me he could not write the insurance because I would no longer be in his Germania Chapter. A Rockdale agent agrred to do this for me but that I needed to move my mebership to his Chapter. I did so and got a new policy and cancellation of the old policy. When the Insurance agent's wife wrote the policy she explained that Germania was no longer writting policies on vacant properties.

I had a very big surprise when I found out that they had cancelled my policy opn the vacant home because they do not insure vacant dwellings. I was told that they explained that to me. Why would I have cancelled my coverage and moved it? Why wouldn't I have gone to another company where I would have had one policy for both vacant home and contents?

Germania said that I got a cancellation notice.

This was true but I was under the understanding that I cancelled the old policy in the old Chapter and was writting an umbrella policy in the new Chapter.I have had Germania Insurance for almost 30 years but not any longer!

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Anonymous
#728986

No. I never signed a cancellation. I was surprised about the whole situation.

Anonymous
Houston, Texas, United States #728686

Think there was a misunderstanding somewhere.Also an umbrella provides additional liability coverage only! No coverage for physical property. Upon canceling , did you sign cancelation form?

Anonymous
#470173

Very few if any company will write a new policy on a vacant house.I don't understand the ignorance here.

I have written insurance since 1961 and know for sure Germania will not insure a vacant home.Frank Bowers

Anonymous
#361553

Like I previously said, this was something that they were doing in Harris County.I never said they were doing this in Dallas.

I have had Germania for 30 years and this is the first complaint I have had. It was serious enough to let others know. To say you have "never" heard of a complaint is a little far fetched.

Sounds like you are an agent!:grin

Anonymous
#354942

My family moved out of our home in Dallas and it was also left vacant.Germania Insurance covered my vacant dwelling.

There probably is more to your story.

Germaina is a great insurance company.I have never heard anyone complain about their auto,home, or life insurance.

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